What is Long Term Care?
Long Term Care is a phrase that refers to any medical and physical support system for the elderly, ill, or anyone incapable of caring for themselves for a long period of time. Usually, this stems from a degenerative condition such as Parkinson’s, a sever illness such as cancer or leukemia, or a collapse of cognitive abilities (Alzheimer’s, dementia, etc.)
Long Term Care does not always denote medical services. Often, someone who requires Long Term Care will need some medical attention, but the main provisions of Long Term Care call for custodial care of a person, i.e. a place for them to stay or a staff of nurses or orderlies to help with activities that a person cannot do on their own.
What Long Term care actually does is best understood by examining the things you do every day without assistance. Getting up from bed, making your way to the bathroom, bathing, eating your breakfast, dressing yourself: these are usually things you take for granted, but someone with a severe physical or cognitive illness would have trouble with them. These are Activities of Daily Life (ADL’s), and it is not difficult to imagine what life without the ease of doing them yourself would be like.
What Long Term Care essentially does is facilitate ADL’s for those who can’t themselves. It does for an elderly or ill individual what a parent might do for a newborn or small child. Long Term Care can be given in a number of places, be it an assisted living facility, a nursing home, your home, or adult day care.
How can I find out more information?
When you request your free no obligation long term care quote you will receive the Free Insider’s Guide to Long Term Care . Giving you the chance to learn even more about your options and speak with a licensed local insurance professional in your area...Take me There.